Retirement Planning - Personal & Group

Personal
It is important to decide on the right pension plan, one that allows you to set up the level and type of benefits, tailor-made to your specific requirements and needs.

In making this decision we believe that O'Leary Life & Pensions are uniquely qualified to give you independent advice in order that you make the right choice. When we advise clients on their prospective pensions, we take into account the value for money offered, fund performance, retirement flexibility, asset accumulation and proactive tax management.

We also provide a regular review/assessment of your pension plan for the purposes of tracking investment performance and making alterations when necessary, as your get older and/or your retirement needs change.

This approach creates investment flexibility both pre and post retirement and allows for the tax benefits of retirement planning to be maximised.

We advise, establish, administer and review all types of pension arrangements including Personal Pension plans, Personal Retirement Savings Accounts (PRSAs), and individual executive retirement plans (for company/proprietary directors or individual senior employees).

Group

The provision of suitable employee benefits is a key component of any company's business. We provide comprehensive advice on the creation and maintenance of arrangements including Group Life Cover, Group Disability and Group Pension schemes.

As an Independent Pensions Broker, we are not tied to any one life company. As such, we can offer one overall package of benefits to you, based on separate benefits from different life companies. This flexibility provides our clients with the best of both worlds - for example the most competitively priced Group Life Cover with one life company and the best investment performance on your Group Pension plan with another.

We arrange for the placement and underwriting of death and disability benefits, taking into account pooling arrangements, non-medical limits, claims experience and premium rates.

We work closely with the company, trustees and/or employees regarding the initial selection process and ongoing monitoring of investment funds. We also pride ourselves in the on-going advice and administration of pension schemes, especially for new entrants, members who leave service, retire, etc.,

We provide a top class service and strive to offer the most efficient administration and access to information system for our clients and their employees.

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